What is Zakat?
Zakat is one of the Five Pillars of Islam. It is an obligatory act of worship where Muslims who possess wealth above a minimum threshold (Nisab) must give 2.5% annually to those in need. Allah says: "And establish prayer and give Zakat, and whatever good you put forward for yourselves — you will find it with Allah." (Quran 2:110)
Nisab Explained
The Nisab is the minimum amount of wealth a Muslim must possess before Zakat becomes obligatory:
- Gold Nisab: 87.48 grams of gold (approximately 7.5 tola)
- Silver Nisab: 612.36 grams of silver (approximately 52.5 tola)
Hanafi opinion: Uses the lower of gold/silver Nisab (more precautionary). Other madhabs: Primarily use gold Nisab.
FAQ
Is Zakat due on my house and car?▼
No. Personal assets like your primary residence, car, clothing, and furniture are NOT subject to Zakat. Only wealth that is above your needs and held for one year is zakatable.
Do I pay Zakat on my gold jewelry?▼
According to Hanafi fiqh, yes — Zakat is due on all gold and silver, including jewelry worn regularly. Shafi'i and Hanbali scholars exempt jewelry that is worn regularly.
Can I pay Zakat in installments?▼
Yes. Many scholars permit paying Zakat in advance throughout the year, as long as the total amount is fulfilled by your Zakat due date.